We strive to use industry-standard practices to proactively monitor and maintain website security. These practices include a combination of technical, operational, and managerial controls. Security mechanisms in place include, but are not limited to, firewalls, network monitoring, and encryption to protect certain sensitive transmissions of information. No security system is fail-safe, and we cannot guarantee information will never be obtained by unauthorized persons.
Our servers collect data regarding each site visitor’s session. This information is collected so we can compile and analyze usage data to provide reports to Institute for Shipboard Education as well as further develop the site to be more useful to visitors. Site visitors are not required to submit personal information to the website(s) we host on behalf of Institute for Shipboard Education. However, if they decline to do so, we may not be able to provide site users with requested content or services. Any personal information that site visitors submit through the website is owned by Institute for Shipboard Education, and used only to provide the contracted-for services.
Information contained herein was accurate at the time of posting. The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. California residents: Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. Oklahoma residents: A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. South Dakota residents: Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance.