Meet Our Donors

Life-Changing Experiences at Sea Inspire Legacy Gift

Randi Sue Quat and John Rosenberg

Randi Sue Quat and John Rosenberg have both personally experienced the incredible impact of Semester at Sea. Their estate gift will make it possible for future voyagers to go on their own journeys of discovery. More

Couple Finds Easy and Meaningful Way to Support Semester at Sea

Ellen and Ann Stuart

Support students’ learning adventures at a floating university with a future gift to Semester at Sea that will broaden their horizons and have a lasting impact. More

A 'Sweet Moment' Leads to a Legacy Gift

Lauri Hughes

A moment of connection—and her entire Spring 1982 voyage—meant the world to Lauri Hughes. While Lauri generously supports Semester at Sea with an annual gift, she also made an unrestricted gift in her estate plan. More

A Passion for Semester at Sea Results in Future Gift

Zaneeta Daver

When the COVID-19 pandemic brought the world to a halt, Zaneeta realized how important the continuation of Semester at Sea for generations to come was to her. Inspired to make a difference, she established a legacy gift. More

Longtime Supporters Look Ahead With Future Gift

Tom and Linda Hurley

Tom and Linda Hurley made an unrestricted gift to Semester at Sea, which allows us to use the money where it will be most needed. Find out why they made the gift and about their exciting world travels. (Hint: It involves camels and piranha!) More

Alumna Makes Gift to Support Future Changemakers

Susan Uhazie Camele

Susan Uhazie Camele knows the value of a voyage with Semester at Sea. It's what inspired her to get involved more than 30 years ago. Now, she's made a gift to help ensure future changemakers can experience the world as she did. More

Setting Course for a Lifetime of Adventure

Mike and Lisa Derezin

Learning during a semester on the ship goes beyond your typical semester at school, Mike Derezin says. Inspired to make the life-changing experience accessible for students with financial challenges, he and his wife included a gift in their estate plan to do just that. More

Giving Future Generations the Gift of Travel

Jenn Hicks

After seeing a promotional video at college, Jenn Hicks decided to set sail with Semester at Sea. Now, she's ensuring others can find their love of travel and receive a global education with a forever gift. More

Looking Back, Thinking Ahead

Katrina and Jonathan Barlow

Katrina and Jonathan Barlow are ensuring long-term stability for Semester at Sea with a gift in their estate plan. Katrina's experience—as well as daughter Melanie's—inspired them to make the gift. More

Introducing This Generation to the World

Dan and Barb Garvey

Dan and Barb Garvey have enabled countless students to experience the world. Now they're extending their impact to future generations of voyagers. More

Helping Others Experience the World

Lisa Slavid

Lisa Slavid, a four-time staff member of Semester at Sea, believes in the power of experiential learning. It's why she created a planned gift to help future Voyagers see the world. More

Couple Honors Their Travels with Generous Gifts

One voyage was all it took for Deb and Rich Resling to get hooked. Six voyages later, they are making a gift for future voyagers. More

World Travelers Support Semester at Sea's Future

Dr. Milt and Betty Waldron

A single trip in 1990 led to 30 years' worth of Semester at Sea excursions for this couple. Their gift now helps future voyagers set sail. More

A Young Alumnus Gives Back

Ben Ghosh

Ben Ghosh says sailing around the world gave him skills needed to succeed professionally. Now he’s giving back so other students can experience Semester at Sea. More

Information contained herein was accurate at the time of posting. The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. California residents: Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. Oklahoma residents: A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. South Dakota residents: Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance.

A charitable bequest is one or two sentences in your will or living trust that leave to Institute for Shipboard Education a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I, (name), of (city, state ZIP), give, devise, and bequeath to the Institute for Shipboard Education, Colorado State University, Campus Delivery 1587, Fort Collins, CO 80523-1587, (specific dollar amount or percentage of the estate or description of the property) to be used for its general purposes."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to ISE/SAS or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate, or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property, or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to ISE/SAS as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to ISE/SAS as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and ISE/SAS where you agree to make a gift to ISE/SAS and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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